Context
24’×40’ garage with loft (A-frame), vented soffits + ridge vent, metal roof, radiant floor heating (heated space). Targeting code in Zone 6a (Clare, Michigan).
Code Targets (Zone 6a - Michigan)
Walls (Main Garage)
- Code Minimum: R-13 cavity + R-5 continuous insulation (R-18 total)
- Alternative: R-19 cavity insulation (fills 2×6 framing)
- Heated Garage Recommendation: R-21 (2×6 walls with high-density batts)
Ceiling (Garage Ceiling / Loft Floor)
- Heated Garage Below: R-30 to R-38 minimum
- Recommended: R-38 to R-49 (if loft will eventually be heated)
Loft Ceiling (Attic/Sloped Roof)
- Attic/flat ceiling: R-60
- Cathedral/sloped roof: R-49
Assembly Options (Walls & Garage Ceiling)
Main Garage Walls (2×6 @ 16” or 24” OC)
Option 1: R-21 Fiberglass Batts (RECOMMENDED - Best DIY Value)
- Material: Kraft-faced R-21 high-density batts (6.25” thick)
- Cost: 550-770 for 1,100 sq ft walls)
- Installation: DIY friendly
- Performance: Exceeds code (R-21 vs. R-19 minimum)
- Air sealing: Spray foam at rim joists, top/bottom plates, penetrations
- Vapor barrier: Kraft facing toward warm side (interior)
- Time: 2-4 weekends
- Pros: Cheapest, proven, DIY-able, good R-value
- Cons: Itchy, labor-intensive, gaps if not careful
Option 2: Dense-Pack Cellulose
- Material: Blown cellulose @ 3.5 lbs/cubic ft
- Cost: 1,100-1,650 for walls)
- Installation: DIY possible but challenging (requires drilling holes in drywall)
- Performance: R-20 to R-21 (R-3.6 per inch × 5.5”)
- Air sealing: Excellent (fills all gaps and voids)
- Vapor control: 6-mil poly or smart vapor retarder on interior
- Time: 1-2 weekends with helper
- Pros: Best air sealing, sound dampening, eco-friendly
- Cons: Messy, requires patching drywall holes, equipment rental
Option 3: Flash-and-Batt (Professional Only)
- Material: 2” closed-cell spray foam (R-12) + R-8 to R-10 batt = R-20 to R-22
- Cost: 3,465-4,400 for walls)
- Installation: Professional contractor required
- Performance: Excellent (best air sealing + vapor barrier)
- Time: 1 day professional install
- Pros: Best performance, excellent air/moisture control
- Cons: EXPENSIVE (5-6× cost of batts), contractor required, overkill for garage
- Verdict: Not recommended for garage application (diminishing returns)
Garage Ceiling (2×10 Joists @ 16” or 24” OC)
Option 1: Blown Cellulose to R-49 (RECOMMENDED)
- Material: Loose-fill cellulose (13-14” depth for R-49)
- Cost: 576-960 for 960 sq ft)
- Cost: 1,440-1,920)
- Installation: DIY friendly (easier than walls) or hire contractor
- Performance: Excellent coverage, fills all gaps
- Equipment: Insulation blower rental $45/day (often free with material purchase)
- Materials: ~37 bags cellulose @ 370-555
- Time: 3-6 hours with helper
- Pros: Best coverage, fast, fills gaps, eco-friendly, excellent ROI
- Cons: Messy (dust), requires helper, need baffles at eaves
Option 2: R-38 Fiberglass Batts
- Material: R-38 unfaced batts (12” thick for 2×10 joists)
- Cost: 672-960 for ceiling)
- Installation: DIY friendly
- Performance: Good (meets code minimum, slightly under R-49 target)
- Time: 1-2 weekends
- Pros: Clean, no equipment rental, straightforward
- Cons: Harder to avoid gaps, lower R-value than blown, slower install
Option 3: Flash-and-Batt Ceiling
- Material: 2” spray foam (R-12) + R-30 batt = R-42
- Cost: 3,360-4,320 for ceiling)
- Verdict: Not recommended (blown cellulose gives R-49 for 1/4 the cost)
Hybrid Approach (BEST VALUE RECOMMENDATION)
Walls: DIY R-21 batts (~576-960 DIY or 150-250)
Total Cost: 2,140-2,940 (pro ceiling) Performance: Exceeds code, excellent ROI, 85% of flash-and-batt performance at 20% of cost Why It Works:
- Batts in walls are acceptable and economical for garage
- Blown ceiling is faster with better coverage than batts
- Focused air sealing gives most of flash-and-batt benefits
- Saves $4,000-6,000 vs. flash-and-batt for similar performance
Assembly Options (Loft Sloped Roof Sections)
- Fur-down rafters + batts/cellulose: lowest cost; adds depth and labor.
- Flash-and-batt: 2–4” closed-cell spray foam for air seal, fill rest with fluffy insulation; cost/performance balance.
- Full closed-cell spray foam: highest cost; meets R-49 in 2×10; excellent air seal.
- Exterior rigid foam (only if reroofing): continuous insulation; strong, but affects roof assembly.
Cost Ranges (per sq ft)
Walls
- R-21 fiberglass batts (DIY): $0.50-0.70/sq ft
- Dense-pack cellulose (DIY): $1.00-1.50/sq ft
- Flash-and-batt (professional): $3.15-4.00/sq ft
Garage Ceiling
- Blown cellulose to R-49 (DIY): $0.60-1.00/sq ft
- Blown cellulose to R-49 (professional): $1.50-2.00/sq ft
- R-38 batts (DIY): $0.70-1.00/sq ft
- Flash-and-batt (professional): $3.50-4.50/sq ft
Loft Sloped Roof
- Full-depth spray foam to R-49: ~$8–12/ft²
- Hybrid flash-and-batt: ~$4–8/ft²
- Batts/cellulose alone: ~$3–6/ft² (requires furring for depth)
Air-Sealing Priorities (CRITICAL for Performance)
Impact: Air sealing is 50% of your thermal performance! Gaps and air leaks can reduce insulation effectiveness by 30-50%.
Priority Areas:
- Rim joists (where floor meets foundation) - Use spray foam
- Top plates (where walls meet ceiling) - Spray foam or caulk
- Bottom plates (where walls meet floor/subfloor) - Spray foam
- Electrical boxes - Use foam gaskets or putty pads
- Penetrations - Spray foam around all pipes, wires, ducts
- Knee-wall backs (loft) - Air barrier critical
- Attic hatch/access - Weatherstrip and insulate
Materials Needed:
- Great Stuff Pro spray foam cans (gun-style): 6-12 cans
- Acoustic sealant or caulk for smaller gaps
- Foam gaskets for electrical boxes
- Cost: $150-250 total
ROI: Spending 5,000 on spray foam.
Open Questions
- Vented vs unvented cathedral assembly preference by local inspector.
ROI Considerations
- If garage doors remain around R-9, upgrading wall assemblies to very high R-values may yield limited ROI. Prioritize air-sealing and door performance (insulation and weatherstripping) before chasing marginal wall R increases.
Decisions
Building Envelope Strategy ✅ DECIDED: Complete Both Levels
- Sequencing: Insulate both main garage AND upper level before drywalling either level
- Conditioned zones: Both garage and loft will be finished and conditioned
- Approach: Option A - Complete building envelope insulation in one phase for efficiency
Rationale:
- Buy all insulation at once (bulk pricing, save $100-200)
- Single blower rental covers both levels (vs. two separate rentals)
- One insulation inspection vs. two
- Maximum heating efficiency during construction and long-term
- Complete messy work (insulation) before clean work (drywall)
Main Garage (Lower Level) - Immediate
- Wall insulation method: R-21 batts (DIY) - DECIDED
- Ceiling insulation method: Blown cellulose R-49 (DIY or pro) - DECIDED
- Air sealing approach: DIY spray foam - DECIDED
- Budget tier: All DIY ($1,300-2,000 main level only) - DECIDED
- DIY ceiling vs. hire contractor (decide when ordering)
Upper Level (Loft) - Immediate (Same Phase as Main)
- Sloped-roof approach: Blown cellulose R-49 vs. flash-and-batt vs. batts
- Any knee walls: R-21 batts (same as main level walls)
- Timing: Immediately after main level (same material order)
References
- Five cathedral ceilings that work: https://www.finehomebuilding.com/project-guides/insulation/five-cathedral-ceilings-that-work
- Related chat summary: Garage_Insulation_Summary